Social Security April 9 Payment Schedule: Check If You're Getting Paid
The Social Security Administration (SSA) will distribute the first round of April 2025 payments on Wednesday, April 9, including the new 2.5% cost-of-living adjustment (COLA).
Payment Schedule for April 2025:
- April 9: Birthdays 1st-10th
- April 16: Birthdays 11th-20th
- April 23: Birthdays 21st-31st
- April 3: Recipients who started benefits before May 1997 (regardless of birthday)
2025 Benefit Amounts:
- Maximum benefit at age 70: $5,108
- Maximum benefit at age 62: $2,831
- Average monthly benefit: $1,976
Key Updates for 2025:
- Taxable earnings cap increased to $176,100
- Full retirement age (FRA) is 67 for those born in 1960 or later
- Enhanced digital services via My Social Security portal
What to Do If Your Payment Is Late:
- Wait 3 business days
- Check your My Social Security account
- Contact your bank
- Call SSA at 1-800-772-1213 if needed
Maximize Your Benefits:
- Consider delaying retirement to increase monthly payments
- Use direct deposit for secure, timely payments
- Create a My Social Security account to track benefits
- Monitor payment dates and benefit history
- Keep contact and banking information current
The 2.5% COLA increase helps offset inflation on essential expenses like housing, food, and healthcare. Delaying retirement from age 62 to 70 can increase your monthly benefit by over $2,000, making it a crucial decision for long-term financial planning.
Remember to regularly check your My Social Security account for updates and ensure your payment information is accurate to avoid any disruptions in benefits.